Hard Money

Click here to sign up for our free newsletter

Main Menu

Home
Courses and Materials
Articles
Reading List
Reports

Loans

Conventional
Hard Money
Commercial

Miscellaneous

REO Auction Links
General Links

Alabama

Diversified Mortgage Group

Contact: Dennis Thomas – 205-437-3685 [email protected]
Programs: Commercial, Residential, and Land. Classified as a SOFT Hard Money Lender. Rates 12-16%, Up to 70% LTV, Reasonable Fees and Points.
Loan Amounts: $500,000+
Territory: Nationwide
Web Page: www.hardmoneymortgages.com

Arizona

Lafayette Financial
Contact: Wayne or Don Powell – 888-576-6534 [email protected]
Programs: Equity based loans up to 70% LTV. 1st, 2nd or 3rd lien position, residential/commercial.
Loan Amounts: $15,000 to $500,000
Territory: California, Nevada, Arizona
Web Page: www.lafayettefinancial.com

California

Certified Capital Corporation
Contact: Robert Shamblen – 800-880-1968 [email protected]
Programs: Quickly arranged loans up to 65% LTV from private sources for land, commercial, income and residential. Established since 1973 and located in the San Francisco Bay Area. Our loans offer lower than usual interest rates (9.5% – 12.0%), reasonable fees and no prepayment penalties. We promise you a fast response to your borrowing needs.
Loan Amounts: $100,000 to $1,500,000
Territory: California
Web Page: www.Certified-Capital.com

The Norris Group
Contact: Craig Hill or Bruce Norris-909-780-5856 [email protected]
Programs: Limited qualifying up to 100% of purchase price and repair costs. We’ve purchased and/or funded on over 1,000 California Homes. We understand your needs.
Loan Amounts: $30,000 to $500,000
Territory: Southern California

Mike Mauerman Investments
Contact: Mike Mauerman – 209-577-3498 [email protected]
Programs: We make hard money loans on land, houses, units, small commercial or other unusual property. We make loans based on equity and will make loans that others won’t. Our underwriting is fast, fair and in house.
Loan Amounts: $5,000 to $100,000+
Territory: California

Loan Solution, Inc.
Contact: Colleen Bigler – 661-251-9075 [email protected]
Programs: 1st TD on commercial real estate and 5+ units
Loan Amounts: $25,000 to $1,000,000
Territory: Southern California

Lafayette Financial
Contact: Wayne or Don Powell – 888-576-6534 [email protected]
Programs: Equity based loans up to 70% LTV. 1st, 2nd or 3rd lien position, residential/commercial.
Loan Amounts: $15,000 to $500,000
Territory: California, Nevada, Arizona
Web Page: www.lafayettefinancial.com

CitiCredit
Contact: Amar Walia – 800-935-6266 [email protected]
Programs: Hard money loans to 70% CLTV
Loan Amounts: $20,000 to $300,000
Territory: California & Nevada

Carnell Investments
Contact: 805-595-9302 [email protected]
Programs: Fast direct funding for all types of real estate nationwide. Private money available for all types of real estate investments. Non-recourse, 1-5 year term interest only payments, Property is primary qualifier.
Loan Amounts: $200,000 to $15,000,000
Territory: Nationwide

Private Investor Loans, Inc.
Contact: Max Trescott – 650-967-2500 [email protected]
Programs: Commercial, Residential, Churches and Land. Rates 12-16%, no pre-payment penalties.
Loan Amounts: $250,000 to $5,000,000
Territory: Western States, particularly California
Web Page: www.privateinvestorloans.com

Statewide Capital Investments, LLC
Contact: George Pugh – 800-460-1890 [email protected]
Programs: An established, nationwide lender to investors who purchase, rehab, and sell single-family homes. Our goal is to simplify the borrowing process and provide the investor with a level of service commensurate with their expectations.
Loan Amounts: No set limit
Territory: Texas, Ohio, Florida, California, Indiana, Illinois, Missouri, North Carolina
Web Page: www.statewidellc.com

Colorado

Carbo Investments, Inc.
Contact: Bobby Calicchia – 303-693-1462 [email protected]
Programs: Our business motto is “Investors Helping Investors”. We provide 30 -180 funding to help investors do more deals. We will finance the purchase and fix-up of pre-owned, manufactured homes and real estate transactions. 70% LTV (After fix-up). 3 points, 5% of Resale price is our fee. You keep the rest. You earned it!
Loan Amounts: $25,000 to $500,000
Territory: Colorado (Pueblo to Fort Collins) and Wyoming (Cheyenne/Torrington areas)

Regatta Capital Limited
Contact: Steve Replin – 303-329-3479 [email protected]
Programs: Our principals have been hard money lenders for over 24 years, making loans throughout the US. Our preferred size is in the $750,000 and under range, and we consider any type of real estate. The loan to value ratio varies by type of property. We can review the collateral and often close within 2 to 3 days of getting the call.
Loan Amounts: Up to $750,000
Territory: Nationwide

Web Page: www.1hardmoney.com

Connecticut

The Funding Solutions, Inc.
Contact: Joel Pondelik – 203-327-1200 ext 254 [email protected]
Programs: Private lending for commercial real estate and business development. Short-term bridge and gap financing for distressed and time critical transactions.
Loan Amounts: $200,000 to $20,000,000
Territory: Continental US & Canada; offshore on a case by case basis.

Delaware

Gelt Financial Corporation
Contact: Jack Miller – 215-357-4955 ext 237 [email protected]
Programs: We finance business owners and investors, we have an investor product where they can borrow the purchase price, closing costs and rehab monies. We are very flexible and speak the same language as investors.
Loan Amounts: Up to $150,000.00
Territory: Pennsylvania, New Jersey, Delaware

Florida

Real Estate Investors Group
Contact: Andy Abraham – 954-608-6774 [email protected]
Programs: One year balloons made to investors to rehab single family homes; 65% LTV max.
Loan Amounts: $20,000.00 to $500,000.00
Territory: Florida
Web Page: www.flhardmoneylender.com

Stanley J. Brady
Contact: Stan Brady – 866-729-8900 [email protected]
Programs: Equity and Conventional Lending
Loan Amounts: Up to $1,000,000
Territory: Georgia and Florida
Web Page: www.marker88mortgage.com

Sunvest Corp.
Contact: Michael Morrongiello -707-939-9450 [email protected]
Programs: Residential investor acquisition & rehab loans our specialty. We Fund “Hard Money” equity only based loans which focus upon the collateral and character of the person wanting to borrow more so than them “penciling out”.
Loan Amounts:
Territory: Florida

Georgia

Hawaii

Spectrum Mortgage
Contact: Jeffrey Wong – 808-522-5522 [email protected]
Programs: All residential and commercial lending, including conventional, jumbo, and hard money
Loan Amounts: No loan limit
Territory: Hawaii

Illinois

RehabMoney.com
Contact: Jay Lovett – www.rehabmoney.com
Programs: Deal with the decision maker and beat your
competition with quick CASH closings. We will fund up to 100% of the purchase price and rehab expenses.
Loan Amounts: No set limit
Territory: Greater Chicago area, southern Wisconsin
Web Page: www.rehabmoney.com

Indiana

Maryland

Mortgage Bankers, Ltd.
Contact: Robin Snyder – 800-854-9077 [email protected]
Programs: Residential/Commercial Refinance/purchase mortgages, A-D credit
Loan Amounts:$10,000 – $300,000,000
Territory: Nationwide
Visit our secure website to apply online at: www.refinancecash.com

Massachusetts

Allcity Finance
Contact: Pete Locke – 781-233-4850 [email protected]
Programs: Loan programs for any type of business or commercial deal that makes economic sense: SBA loans, Hard Money, mortgages, factors, accounts receivable, business finance, etc.
Loan Amounts: $100,000 and up
Territory: Nationwide

American Mortgage Services
Contact: John Renzullo – 781-662-2552 [email protected]
Programs: Commercial acquisition and development loans; Residential deals on case by case basis.
Loan Amounts: $1,000,000 to $50,000,000
Territory: Nationwide

Michigan

Mortgage Resources
Contact: Robert Rautiola – 800-450-4377 [email protected]
Programs: Conforming and non-conforming loans for residential and commercial properties. We can finance at the best rates, terms and fees for those with good credit to those who have bankruptcies, foreclosures and repossessions.
Loan Amounts: $10,000 to $3,000,000
Territory: Michigan

Missouri

Nevada

CitiCredit
Contact: Amar Walia – 800-935-6266 [email protected]
Programs: Hard money loans to 70% CLTV
Loan Amounts: $20,000 to $300,000
Territory: California, Nevada

Hard Money Funding
Contact: Mike Newell – 702-736-8282 [email protected]
Programs: Fast, Hard Money Bridge Lender. Emphasis on property value – not borrower credit. Commercial, Residential, Mixed-Use, Construction, Lot Development, Raw Land, Farms/Ranches, Apts., Bankruptcies, Gaming, Rehabs, Hotel/Motel, Credit Enhancement & more.
Loan Amounts: $100,000.00 and up
Territory: Nationwide

New Jersey

Alco Financial
Contact: Pete Pryor – 888-558-2526 [email protected]
Programs: Commercial and Residential …hard to do, stated income, mixed use and investor loans.
Loan Amounts: $50,000 to $750,000
Territory: Pennsylvania and New Jersey
Web Page: www.alcobc.com/financial.html

New York

Met Mortgage
Contact: Paul – 201-866-4800 [email protected]
Programs:Acquisition, Refinance, Equity Recapture, Bankruptcy Discharge, Pending Foreclosure, Poor Credit / Late Pay, RTC buy out etc. 1 to 3 year term, 14 to 16%. 4 to 10 points depending on property & borrower’s credit. 50 to 70% LTV
Loan Amounts: $250,000 to $15,000,000
Territory: Nationwide

HardMoney.Com
www.hardmoney.com
Programs: Creative funding and fast closings for unique and complex real estate opportunities. Please visit our website www.HardMoney.com for detailed information on our many programs
Territory: Nationwide and International

Creative Financial Corporation
Contact: George Brooks – 212-534-2795 [email protected]
Programs: Our specialty is providing hard money for residential and commercial projects. Funds are available for acquisition,debt and construction. A wide variety of transactions will be considered. Rates: 11-16%, Fees and Points are reasonable. LTV 70-75%
Loan Amounts: $500,000 and up
Territory: Nationwide
Web Page: www.creativefinancialcorp.com

Gala Resources LLC
Contact: Alan Haberman – 800 372-3393 [email protected]
Programs: We offer unique lines of credit to active investors. We finance Apt buildings,1-4 family, renovation, construction,rehab,bank buyouts, strip centers,commercial properties. We could evaluate the property and issue a commitment within 3 days. We have been servicing the real estate community for 25 years.
Loan Amounts: $50,000.00 and up
Territory: Nationwide

North Carolina

Ohio

Oregon

All Real Estate Loans & Investments Co.
Contact: Barney La Montagne – 541-471-4987 [email protected]
Programs: Any type, commercial, construction, income properties, residential, bridge loans 1-10 year terms, interest 11% and up, 3 points and up, maximum 65% LTV (of ended value).
Loan Amounts: $10,000 to $50,000,000
Territory: OR, WA (under $500K), Nationwide (over $500K)

Pennsylvania

Rehab Funding
Contact: Robert Beckman – 610-667-9939 [email protected]
Programs: 100% of the sale price and repair costs funded (up to 65% ARV). Loan turn around time – 2 weeks. No pre-payment penalties. “Proof of funds” letters provided. Deferred interest and points plans available. .
Loan Amounts: $30,000 to $250,000
Territory: Nationwide

Web Page: www.rehabfunding.com

South Carolina

Alford, Marsh & Associates
Contact: Myron Alford -803-939-0980 [email protected]
Programs: We have access to the actual DEALMAKERS in THE COMMERCIAL MORTGAGE FINANCING INDUSTRY (Bridge Loans, Hard Money Loans, Hard-to-Finance Loans, Equity, Acqusition, Refinance, Construction Loans, etc….).
Loan Amounts: $500,0000 to $50,000,000+ (smaller deals considered case by case)
Territory: Nationwide

Tennessee

Results Funding
Contact: Craig Raymer – 615-256-1461 [email protected]
Programs: Private money loans for residential and commercial properties up to 100% LTV.
Loan Amounts: $100,000 to $500,000,000
Territory: Nationwide

Texas

Prestige Mortgage Services
Contact: John Stewart – 214-343-8707
Voice: (214) 452-9938
Fax: (775) 310-7739
[email protected]
Offering 100% Commercial Real Estate Development and Acquisition Loans
as well as 100% Financing for Residential Construction Developments.
Territory: National and International requests reviewed.Min Loan amounts
are $10 million (USD) and up.

Working with active investors on Residential,
Apartment Houses, Construction or Renovation Projects, Commercial, Office Buildings,
Foreclosures & Bank Workouts, Mixed Use, Strip Centers.
Min Loan amounts are $1 million (USD) and up.
Territory: Nationwide

We also offer loans for active investors purchasing 1-4 family houses,
and New Home Interim Construction and Permanent Financing. Min Loan Amounts:
$75,000 and up.
Territory: Nationwide

Purchase Rehab Loans for Residential and Commercial requests of $75,000
and up in Texas ONLY.
Territory: Texas ONLY

Please Note: Do not start off by phoning us. Due to our volume of business,
we are hard to reach right away by phone. Even if you do make contact,
without having emailed us with your proposal, you will be wasting your time.
We want to see some written details from serious and experienced Real Estate
Investors that are ready and willing to move forward before we provide you any
quote or really show interest in your loan request.
Web Page: Prestige
Web Page: Investor Loans
Email: [email protected]

Ready Mortgage Corp.
Contact: Craig Pettit – 972-889-7323 [email protected]
Programs: 100% financing including rehab costs on single family residential properties. Loans up to 60% of after-repaired-value. Quick closings! AD credit.
Loan Amounts: No set limits
Territory: Nationwide
Web Page: www.readymort.com

Spectrum Lenders, LLC
Contact: 281-493-3977 [email protected]
Programs: Conventional Commercial and Hard Money Loans – Bridge, Equity/Debt Properties – Income Producing; Acquisitions, Refinance, Cash-Out.
Loan Amounts: From $500,000
Territory: Nationwide

Utah

All Star Financial
Contact: Mark Kemp – 801-205-7915 [email protected]
Programs: All types of loans, No Qualify, Equity Required. This is hard money. Most loans will be 18% Interest plus points.
Loan Amounts: $10,000 to $5 Million
Territory: Utah

Washington

Pacific Coast Investment Company
Contact: Ray Salgado – 206-579-5944 [email protected]
Programs: commercial, residential, income producing, 1-5 yr term interest payments only, 13-15% 5 points, up to 65% LTV
Loan Amounts: $300,000 to $10,000,000
Territory: Nationwide

Wisconsin

Wyoming

Carbo Investments, Inc.
Contact: Bobby Calicchia – 303-693-1462 [email protected]
Programs: Our business motto is “Investors Helping Investors”. We provide 30 -180 funding to help investors do more deals. We will finance the purchase and fix-up of pre-owned, manufactured homes and real estate transactions. 70% LTV (After fix-up). 3 points, 5% of Resale price is our fee. You keep the rest. You earned it!
Loan Amounts: $25,000 to $500,000
Territory: Colorado (Pueblo to Fort Collins) and Wyoming (Cheyenne/Torrington areas)